Meet the team

Eddy Ramirez is the President of Select Home Lending, bringing more than 15 years of experience in the mortgage industry. With an education background in  Business Administration and Finance from the University of Nevada, Las Vegas, Eddy quickly established himself as a trusted leader in residential and commercial lending. He served as Vice President of a mortgage company for eight years before opening Select Home Lending, where he continues to set the standard for excellence, transparency, and client-focused service.

Over the course of his career, Eddy has guided clients through nearly every aspect of lending — from helping first-time buyers purchase their dream homes to assisting investors in building extensive real estate portfolios. His expertise spans a wide range of financing solutions, including multi-million-dollar construction loans and even complex transactions like hotel acquisitions.

Eddy’s philosophy is simple: provide personalized guidance, build long-term relationships, and deliver results that help clients succeed. His commitment to both his clients and his community has made him a trusted name in lending.

Outside of work, Eddy enjoys spending time with his wife and two children, giving back through community programs that support local youth, traveling, and fishing.

Specialties: Purchase Mortgage Expert. First-Time Home Buyers. Conventional, FHA, VA and Jumbo Mortgage Banking and Investments

Richard Malman is a highly experienced Mortgage Banker, with sales, managerial and executive level experience spanning a period over 25 years. Currently specializing in Purchase transaction sales and originations, Richard is extremely well versed in the nuances of the Boca Raton and greater West Palm Beach Real Estate market. A local expert, Richard has long standing relationships with the top local Realtors, Appraisers, Title Companies and Insurance Agencies. His experience and local knowledge can assist you in selecting the best partners for your unique situation to help ensure that your in good hands and your transaction proceeds as smoothly as possible.

Richard's vast experience enables him to breakdown the mortgage process into manageable pieces for his clients. He returns every phone call, provides honest, well-thought information and does all of this in a timely manner. You have a lot riding on your mortgage specialist. Since market conditions and mortgage programs change frequently, you need to make sure you are dealing with a top professional who is able to give you quick and accurate financial advice. Richard recognizes that each scenario is unique, and is committed to listening to your goals and needs in order to provide the advice and service to help you achieve your specifics goals.